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Fractional CFO Services Ireland

Supporting growing Irish businesses with strategic financial leadership, practical commercial advice, and clearer decision-making.

richard oshea consultancy

Senior Financial Leadership for Growing Businesses

Hiring an experienced Chief Financial Officer is a significant investment that many growing SMEs simply don’t need full-time.

What they do need is the strategic thinking, financial oversight, and commercial insight that an experienced CFO brings.

Our Fractional CFO service gives you access to senior financial leadership on a flexible, part-time or project basis—helping you improve cash flow, strengthen profitability, make informed decisions, and plan confidently for the future without the commitment of a full-time executive.

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WHEN TO CONSIDER A FRACTIONAL CFO

Is Your Business Ready for a Fractional CFO?

Not every business needs a Fractional CFO. But there comes a point where bookkeeping, annual accounts, and tax compliance are no longer enough to support the decisions you’re making.

You may benefit from Fractional CFO support if:

  • Your turnover is growing, but you’re unsure which areas of the business are driving profitability.
  • Cash flow feels unpredictable, despite strong sales.
  • You’re planning to recruit, expand, or invest in new equipment.
  • You’re preparing to approach a bank or investor for funding.
  • You want clearer financial reporting to support better decision-making.
  • You need strategic financial advice without the commitment of employing a full-time CFO.

If any of these sound familiar, it may be time to strengthen your financial leadership.

Collaborative business analysis in natural light
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Ready to Strengthen Your Financial Leadership?

Whether you're planning your next stage of growth or simply want a clearer understanding of your business, we're here to help.

Book a Discovery Call
What's Included

How We Business Your Business

Every business is different. Our Fractional CFO service is tailored to your goals, providing the financial insight, strategic guidance, and ongoing support needed to help your business grow with confidence.

Financial Position Review

A detailed review of your financial position, helping you understand where the business stands today and where improvements can be made.

KPI Development & Performance Tracking

Identify and monitor the financial and operational metrics that matter most to your business, providing meaningful insight beyond traditional financial reports.

Funding & Finance Support

Preparation of financial forecasts, management information, and supporting documentation when approaching banks, investors, or funding providers.

Budgeting & Financial Forecasting

Build realistic budgets and forecasts that support confident decisions around growth, investment, and future planning.

Management & Board Reporting

Clear monthly or quarterly reporting designed for business owners, directors, and shareholders, focusing on performance, opportunities, and areas requiring attention.

Ongoing Strategic Support

Regular access to experienced financial advice whenever important commercial decisions need to be made.

Cash Flow Planning

Monitor future cash flow, identify potential pressure points, and improve visibility before issues affect the business.

Strategic Business Planning

Financial modelling and commercial advice to support significant business decisions, including recruitment, expansion, acquisitions, pricing, and investment.
WHO WE HELP

Who is this service for

Fractional CFO services are designed for businesses that need experienced financial leadership without employing a full-time Chief Financial Officer.

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Growing SMEs

Businesses experiencing growth that require stronger financial planning, reporting, and strategic decision-making.

Businesses Preparing for Funding or Acquisition

Whether you're raising finance, attracting investors, acquiring another business, or preparing for sale, strong financial reporting and strategic planning help build confidence with stakeholders and support better outcomes.

Construction & Contracting Businesses

As construction businesses grow, managing project profitability, cash flow, tender pricing, subcontractor costs, and capital investment becomes increasingly complex. Our experience working with contractors and construction businesses allows us to provide financial oversight tailored to the industry's unique challenges.

Owner-Managed Businesses

Business owners who want greater financial visibility and an experienced adviser to support important commercial decisions.
Richard OShea – Chartered Accountant in Cork
Your Proactive Accountant

Meet Richard OShea

Richard OShea is a Chartered Accountant and Chartered Tax Adviser based in Cork, advising SMEs, owner-managed businesses, and construction companies throughout Ireland.

Our Fractional CFO service builds on the same practical, commercial approach that underpins the rest of our advisory work.

Rather than simply reporting historical figures, we help clients understand what the numbers mean, identify opportunities for improvement, and use financial information to make better business decisions.

For existing accounting clients, Fractional CFO support integrates seamlessly with your bookkeeping, management accounts, payroll, VAT, and tax services, providing strategic financial leadership built on an accurate and up-to-date understanding of your business.

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NEED TO KNOW

Frequently asked questions

Clear answers to common questions from business owners considering this service.

A Fractional CFO is an experienced finance professional who provides CFO-level financial leadership on a part-time or flexible basis. This allows businesses to access strategic financial expertise without employing a full-time Chief Financial Officer.

An accountant focuses primarily on financial compliance, bookkeeping, tax, payroll, and annual accounts.

A Fractional CFO uses financial information to support business strategy, improve performance, manage cash flow, and help business owners make informed commercial decisions.

Fractional CFO services are typically most valuable for growing SMEs and owner-managed businesses experiencing increasing financial complexity.

The right time isn't determined by turnover alone—it's when financial decisions require more strategic input than standard accounting can provide.

Yes. We regularly work alongside internal finance staff, bookkeepers, and existing accountants, providing strategic financial oversight while allowing day-to-day finance operations to continue as normal.

Yes. We assist businesses preparing for bank lending, investment, acquisitions, and business growth by producing financial forecasts, management information, and commercial reporting that supports funding applications.

Every engagement is tailored to the needs of the business.

Some clients prefer monthly strategic meetings, while others require quarterly reviews or additional support during significant business events.

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Ready to Strengthen Your Financial Leadership?

Book a free 15-minute discovery call. Whether you're planning your next stage of growth or simply want a clearer understanding of your business, we're here to help.

Book a Discovery Call